PAPIPAY WEBSITE TERMS OF USE

Any individual, organization or public entity that uses the PapiPay website (this “website”) does so subject to the following terms and conditions (the “Terms and Conditions”).

1. Use of Website

 

This website provides information about products and services available from or through 111 Papipay Operating, LLC or its subsidiaries and affiliates (“PapiPay”, “our”, “we” or “us”). Before using this website, please read these Terms and Conditions carefully. Accessing this website or viewing any of its content shall constitute your agreement with these terms of use.

All information contained on this website is intended to be general in nature and should not be relied on in connection with making any decisions. PapiPay tries to provide information that is correct at the time of inclusion on this website but does not guarantee the accuracy of any such information and disclaims all liability for relying on such information and for any loss or damages suffered as a result of taking any action.

PapiPay reserves the right to monitor information that is transmitted or obtained through this website, with or without prior notice, at its discretion.

2. Amendments and Modifications of Website Terms and Conditions

 

We may make changes to these Terms and Conditions and the products or services shown on this site at any time. By using this website, you are agreeing to be bound by the Terms and Conditions so you should review these Terms and Conditions each time you visit the website. Not all products and services we offer may be available in each of the locations where we do business, and products may not be available in every location on the same terms. Our products and services are offered only in jurisdictions where they may be lawfully offered. PapiPay reserves the right to terminate access to this website without notice at any time.

3. Links to Third Party Sites or Products

 

This website may provide links to websites controlled by third parties who are not PapiPay affiliates or subsidiaries. If we create such a link, we will let you know when you are leaving our website. We disclaim liability for any information, materials, products or services offered at any of the third-party sites linked to this website. The availability of a link to another party’s website is provided as a convenience, but it does not constitute an endorsement or sponsorship of any third party or their products, and does not create an affiliation or partnership between PapiPay and any third party. You should also be aware that third parties have different privacy policies than PapiPay, and those third parties may treat your personal information differently than we
do, and may have different information security practices. Linking to other third-party sites is at your own risk. The content on linked sites may change without notice. PapiPay is not responsible for the owners or operators of third party websites or for any goods or services they supply or for any content on such web sites and PapiPay does not give or enter into any conditions, warranties or other terms or representations in relation to any of these or accept any liability in relation to any of these (including any liability arising out of any claim that the content of any external web site to which this website includes a link infringes the intellectual property rights of any third party).

WE MAKE NO REPRESENTATION OR WARRANTY, AND DISCLAIM ANY IMPLIED WARRANTY, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON- INFRINGEMENT, REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD-PARTY SITES.

4. Our Services are Not Intended for Minors

 

This website is not directed to children and is intended to be accessed only by adults 18 years of age or older.

5. No Warranty

 

We try to ensure that the information on this site is accurate and up-to-date. However, we do not warrant information appearing on this site or services provided through this site for completeness, timeliness or accuracy. All content is provided “as is,” without warranty of any kind, either express or implied. We disclaim any implied warranty, including but not limited to any warranty of merchantability, fitness for a particular purpose, or non-infringement, and we expressly disclaim any and all liability for errors or omissions in the information and materials provided on this website.

6. Limitation of Liability

 

PapiPay will not be liable for any damages if this website is unavailable for any reason, or if your computer, mobile device or any program you use is infected by a virus or other malicious program. In no event will PapiPay be liable for any special, indirect, incidental or consequential damages, or any damages for loss of use, lost data or lost profits arising out of or relating to the use of this website or the copying, display or use of information accessed through this site, whether or not PapiPay was advised of or aware of the possibility of such damages. This disclaimer of liability is effective without regard to the form of any action, including but not limited to contract, negligence, tort, strict liability or any other theory.

Furthermore, PapiPay will not be liable for any difficulty in use, or for the incompatibility between this website and your web browser or any other site accessing program. Nor will PapiPay be liable for any other problems you experience due to causes beyond our control.

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and PapiPay.

7. Unauthorized Use

 
Unauthorized use of our website and computer systems, including but not limited to unauthorized entry into our computer systems, misuse of passwords, or misuse of any information posted to this site, is strictly prohibited. Any attempted unlawful use may subject you to liability for damages or criminal prosecution.

8. Privacy Policy, Information Security and Online Fraud

 
The information you provide to PapiPay via this website, including your personal information, is subject to the PapiPay Privacy Policy, located at www.papi.com/privacy-policy. Our Privacy Policy applies to personal information collected from or provided by you through the website. You are encouraged to review our Privacy Policy that describes the types of information we gather when people use our website, and suggestions for protecting the security of your personal information online.

9. Other Service Agreements

 

If you are a PapiPay mobile app user and access your PapiPay account (“Account”) information or conduct transactions through this website, the separate agreement and terms and conditions of the particular service supplement these website Terms and Conditions. If these website Terms and Conditions conflict with the agreement or disclosures governing the particular service you receive from us, the terms, conditions and disclosures governing that particular service will control.

10. Jurisdiction; Entire Agreement

 
These website Terms and Conditions will be governed by these Terms and Conditions, and any dispute, claim or controversy arising out of or relating to these Terms and Conditions or the breach, termination, enforcement, interpretation, or the validity thereof, shall be governed by the laws of the state of Texas, excluding its conflicts of law principles. You and PapiPay agree to submit to the personal and exclusive jurisdiction of the courts located within Dallas County, Texas to resolve any claims or disputes arising in connection with these Terms and Conditions or the website. To the fullest extent permitted by law, you and PapiPay expressly and irrevocably waive any right to trial by jury in any legal proceeding directly or indirectly arising out of or relating to these terms or the App. BY YOUR ACCEPTANCE OF THESE TERMS, AND TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY CLAIMS OR DISPUTES SHALL BE BROUGHT ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS. If any part of these terms and conditions is unenforceable, that part will be considered severable, and will not affect the validity of any remaining provisions. This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

11. Updates

 
We reserve the right to revise these Terms and Conditions without notice at any time by updating this agreement online. Revisions will be effective as of the time the revised agreement is posted online. We are not required to notify you of changes to these Terms and Conditions before they become effective.
 
You may not copy the material on this site, upload, post, publish, transmit or distribute it in any way (whether electronically or otherwise) or create other works based on it, including but not limited to use as meta tags on other pages or sites on the internet without PapiPay’s prior written consent. Copies made incidentally in the ordinary course of your use of this website (such as in cache memory) and a reasonable number of printed copies for your own personal use are permitted, provided you do not delete or change any copyright, trademark or other notices. Title to and all intellectual property rights in the material on this site remain in PapiPay and its licensees.
 
The trademarks, logos and service marks displayed on the website are the property of PapiPay or their respective owners. Unauthorized reproduction in whole or part is prohibited. PapiPay owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless the information is displayed by way of a license from the material’s owner. You agree not to use the content for any purpose without the express written consent of PapiPay or the third party that may own the content or marks.

12. Complaints and Infringement Notice

 

If you have a complaint or if you believe that any content or materials available on the website infringes your copyright or the copyright of a person on whose behalf you are authorized to act, you may send a written notice of complaint to us as set forth in the “Contact Information” section below. PapiPay abides by the federal Digital Millennium Copyright Act (“DMCA”) by responding to notices of alleged infringement that comply with the DMCA and other applicable laws. As part of our response, we may remove or disable access to material residing on our website that is controlled or operated by PapiPay that is claimed to be infringing, in which case we will make a good-faith attempt to contact the person who submitted the affected material so that they may make a counter notification, also in accordance with the DMCA.

Before serving either a Notice of Infringing Material or Counter-Notification, you may wish to contact a lawyer to better understand your rights and obligations under the DMCA and other applicable laws. The following notice requirements are intended to comply with PapiPay’s rights and obligations under the DMCA and, in particular, section 512(c), and do not constitute legal advice.

To file a notice of infringing material on a website owned or controlled by PapiPay please provide a notification containing the following details:

  • Reasonably sufficient details to enable us to identify the work claimed to be infringed or, if multiple works are claimed to be infringed, a representative list of such works (for example: title, author, any registration or tracking number, URL)
  • Reasonably sufficient detail to enable us to identify and locate the material that is claimed to be infringing (for example a link to the page that contains the material); as well as your contact information so that we can contact you (for example, your address, telephone number, email address);
  • A statement that you have a good faith belief that the use of the material identified is not authorized by the copyright owner, its agent, or the law;
  • A statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the owner of the exclusive right that is alleged to be infringed.
  • Your physical or electronic signature.

13. Indemnification

 
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO RELEASE, INDEMNIFY, DEFEND AND HOLD HARMLESS PAPIPAY, ITS PARENTS, SUBSIDIARIES, PARTNERS, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS FROM AND AGAINST ALL DAMAGES, CLAIMS LIABILITIES AND EXPENSES (INCLUDING ATTORNEYS’ FEES) BROUGHT BY ANY PERSON ARISING FROM OR RELATING TO YOUR ACCESS AND USE OF THE WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY CLAIMS ALLEGING FACTS THAT IF TRUE WOULD CONSTITUTE A BREACH BY USER OF THESE TERMS
AND CONDITIONS.

14. Contact Information

 

We welcome you to contact us with any questions, comments or concerns about PapiPay’s website.

Mail: P.O. Box 9255, Edmond, OK 73083
Email: [email protected]
Telephone: 833.265.6665